Amex SmartEarn
Amex SmartEarn
American Express · Amex · Entry card
Online shoppingMaximise rewardsBeginners
Amex SmartEarn is a ₹495 annual-fee entry card from American Express on the Amex network, with a forex markup of 3.5%.
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Key facts
International lounges
None
Welcome benefit
Bonus points on welcome spends
Highlights
- 10X on Amazon, Flipkart & Uber (capped)
- 5X on Swiggy, BookMyShow & more
- Low entry fee with milestone bonus
Reward / value-back rates
| Online shopping | 5% |
| Dining | 2.5% |
| Travel | 2.5% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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