HDFC Millennia
HDFC Millennia
HDFC Bank · Visa / MC · Mid card
Online shoppingCashback & savingsMaximise rewards
HDFC Millennia is a ₹1000 annual-fee mid card from HDFC Bank on the Visa / MC network, with a forex markup of 3.5%.
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Key facts
International lounges
None
Welcome benefit
1,000 CashPoints (≈₹1,000)
Lounge unlocked after
₹1,00,000 spend in the previous calendar quarter
Highlights
- 5% cashpoints on Amazon, Flipkart, Swiggy, Zomato, Myntra & more
- 8 domestic lounge visits a year
- 1% on all other spends
Reward / value-back rates
| Online shopping | 5% |
| Dining | 5% |
| Travel | 1% |
| Fuel | 1% |
| Groceries | 2.5% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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