ICICI Platinum Chip
ICICI Platinum Chip
ICICI Bank · Visa / MC · Entry card
BeginnersMaximise rewardsCashback & savings
ICICI Platinum Chip is a lifetime-free entry card from ICICI Bank on the Visa / MC network, with a forex markup of 3.5%.
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Key facts
Annual fee
Nil (lifetime free)
International lounges
None
Highlights
- Lifetime free entry-level card
- Reward points plus fuel surcharge waiver
- Easy eligibility for first-timers
Reward / value-back rates
| Online shopping | 1% |
| Dining | 1% |
| Travel | 1% |
| Fuel | 1% |
| Groceries | 1% |
| Bills & utilities | 0.5% |
| Everything else | 0.75% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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