ICICI Rubyx
ICICI Rubyx
ICICI Bank · Visa / MC · Mid card
Travel & loungesMaximise rewardsLounge accessMovies & entertainment
ICICI Rubyx is a ₹3000 annual-fee mid card from ICICI Bank on the Visa / MC network, with a forex markup of 3.5%.
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Key facts
Min. income
₹6,00,000 p.a.
International lounges
2/year
Welcome benefit
Welcome vouchers on joining
Movie benefit
25% off (up to ₹150) on BookMyShow movie tickets
Lounge unlocked after
₹75,000 spend in the previous calendar quarter
Highlights
- Dual Visa + Mastercard combo
- Domestic & limited international lounge access
- Reward points with golf & movie benefits
Reward / value-back rates
| Online shopping | 2% |
| Dining | 2% |
| Travel | 2% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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