ICICI Sapphiro
ICICI Sapphiro
ICICI Bank · Visa / MC / Amex · Premium card
Travel & loungesLounge accessMaximise rewardsMovies & entertainment
ICICI Sapphiro is a ₹3500 annual-fee premium card from ICICI Bank on the Visa / MC / Amex network, with a forex markup of 3.5%.
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Key facts
Min. income
₹6,00,000 p.a.
International lounges
2/year
Welcome benefit
Welcome vouchers worth the joining fee
Movie benefit
Buy 1, up to ₹500 off the 2nd ticket — twice a month (BookMyShow)
Lounge unlocked after
₹75,000 spend in the previous calendar quarter
Highlights
- Domestic & international lounge access
- Buy-one-get-one movie tickets and dining discounts
- Reward points with milestone vouchers
Reward / value-back rates
| Online shopping | 1.5% |
| Dining | 2% |
| Travel | 2% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 1.2% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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