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IDFC FIRST Classic

IDFC FIRST Classic

IDFC FIRST Bank · Visa · Entry card
Maximise rewardsBeginners

IDFC FIRST Classic is a lifetime-free entry card from IDFC FIRST Bank on the Visa network, with a forex markup of 3.5%.

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Key facts

Issuer
IDFC FIRST Bank
Network
Visa
Card tier
Entry
Annual fee
Nil (lifetime free)
Forex markup
3.5%
Domestic lounges
None
International lounges
None
Welcome benefit
Welcome gift voucher on early spends

Highlights

Reward / value-back rates

Online shopping2%
Dining2.5%
Travel2.5%
Fuel1%
Groceries2%
Bills & utilities1%
Everything else1%

Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.

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