IndusInd Pinnacle
IndusInd Pinnacle
IndusInd Bank · Visa / MC · Premium card
Travel & loungesMaximise rewardsLounge accessPremium
IndusInd Pinnacle is a ₹12999 annual-fee premium card from IndusInd Bank on the Visa / MC network, with a forex markup of 3.5%.
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Key facts
Min. income
₹10,00,000 p.a.
International lounges
4/year
Welcome benefit
Premium welcome bonus + memberships
Lounge unlocked after
₹1,50,000 spend in the previous quarter (from Apr 2026)
Highlights
- High reward rate with travel transfer partners
- Domestic & international lounge access
- Concierge, golf & luxury privileges
Reward / value-back rates
| Online shopping | 2% |
| Dining | 2% |
| Travel | 3% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 1.2% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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