IRCTC SBI Premier
IRCTC SBI Premier
SBI Card · RuPay · Mid card
Travel & loungesMaximise rewards
IRCTC SBI Premier is a ₹1499 annual-fee mid card from SBI Card on the RuPay network, with a forex markup of 3.5%.
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Key facts
International lounges
None
Welcome benefit
Welcome reward points
Highlights
- Up to 10% value back on train tickets via IRCTC
- Railway lounge access
- Fuel surcharge waiver
Reward / value-back rates
| Online shopping | 1% |
| Dining | 1% |
| Travel | 10% |
| Fuel | 1% |
| Groceries | 1% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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