SBI Miles Elite
SBI Miles Elite
SBI Card · Visa / MC · Premium card
Travel & loungesLounge accessMaximise rewardsInternational & forex
SBI Miles Elite is a ₹4999 annual-fee premium card from SBI Card on the Visa / MC network, with a forex markup of 1.99%.
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Key facts
Min. income
₹6,00,000 p.a.
International lounges
4/year
Welcome benefit
5,000 bonus Travel Credits on joining
Lounge unlocked after
₹1,00,000 spend per complimentary domestic visit
Highlights
- Travel Credits transferable to airline & hotel partners
- Low 1.99% forex markup for international spends
- Domestic & international lounge access
Reward / value-back rates
| Online shopping | 1.5% |
| Dining | 1.5% |
| Travel | 4% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 2% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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