BOBCARD Eterna
BOBCARD Eterna
Bank of Baroda · Visa · Mid card
Maximise rewardsTravel & loungesLounge accessOnline shopping
BOBCARD Eterna is a ₹2499 annual-fee mid card from Bank of Baroda on the Visa network, with a forex markup of 2%.
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Key facts
Min. income
₹3,00,000 p.a.
International lounges
4/year
Welcome benefit
Welcome reward points (varies)
Lounge unlocked after
₹75,000 spend in the previous quarter
Highlights
- 3.75% value back on online spends
- Domestic & international lounge on quarterly spend
- Lower 2% forex markup
Reward / value-back rates
| Online shopping | 3.75% |
| Dining | 2% |
| Travel | 2% |
| Fuel | 1% |
| Groceries | 2% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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