HDFC Biz Black Metal
HDFC Biz Black Metal
HDFC Bank · Diners · Super-premium card
Business / GST spendsMaximise rewardsTravel & loungesPremiumLounge access
HDFC Biz Black Metal is a ₹10000 annual-fee super-premium card from HDFC Bank on the Diners network, with a forex markup of 2%.
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Key facts
Min. income
₹21,00,000 p.a.
Domestic lounges
Unlimited
International lounges
Unlimited
Welcome benefit
Club Marriott + ₹5,000 Taj voucher on ₹1.5L in 90 days
Highlights
- Industry-first 5X reward points on GST & income-tax payments (min ₹50k/cycle)
- Unlimited domestic & international lounge access for primary & add-on cardholders
- 5 RP per ₹150 (~3.3%) base, up to 10X via SmartBuy, plus 6 golf games a quarter
Reward / value-back rates
| Online shopping | 3.3% |
| Dining | 3.3% |
| Travel | 5% |
| Fuel | 1% |
| Groceries | 3.3% |
| Bills & utilities | 5% |
| Everything else | 3.3% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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