HDFC Freedom
HDFC Freedom
HDFC Bank · Visa / MC · Entry card
Cashback & savingsMaximise rewardsBeginnersDining & food delivery
HDFC Freedom is a ₹500 annual-fee entry card from HDFC Bank on the Visa / MC network, with a forex markup of 3.5%.
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Key facts
International lounges
None
Welcome benefit
₹500 gift voucher on joining-fee spend
Highlights
- 10X CashPoints on Swiggy, Zomato, PVR, BookMyShow & more
- 5X CashPoints on EMI spends
- 1% base reward rate on other spends
Reward / value-back rates
| Online shopping | 2.5% |
| Dining | 5% |
| Travel | 1% |
| Fuel | 1% |
| Groceries | 2% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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