HDFC Regalia
HDFC Regalia
HDFC Bank · Visa / MC · Premium card
Travel & loungesMaximise rewardsLounge access
HDFC Regalia is a ₹2500 annual-fee premium card from HDFC Bank on the Visa / MC network, with a forex markup of 2%.
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Key facts
Min. income
₹6,00,000 p.a.
International lounges
6/year
Welcome benefit
≈₹2,500 vouchers on joining-fee spend
Highlights
- 12 domestic + 6 international lounge visits a year
- 4 reward points per ₹150 across spends
- Lower 2% forex markup and travel vouchers
Reward / value-back rates
| Online shopping | 2% |
| Dining | 2% |
| Travel | 2.5% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 1.3% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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