HDFC UPI RuPay
HDFC UPI RuPay
HDFC Bank · RuPay · Entry card
Online shoppingCashback & savingsBeginners
HDFC UPI RuPay is a lifetime-free entry card from HDFC Bank on the RuPay network, with a forex markup of 3.5%.
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Key facts
Annual fee
Nil (lifetime free)
International lounges
None
Highlights
- Link to UPI and earn on scan-and-pay
- CashPoints on everyday UPI merchant spends
- Lifetime free
Reward / value-back rates
| Online shopping | 1.5% |
| Dining | 1.5% |
| Travel | 1% |
| Fuel | 1% |
| Groceries | 2% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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