HSBC Platinum
HSBC Platinum
HSBC · Visa · Mid card
Maximise rewardsOnline shoppingLounge access
HSBC Platinum is a lifetime-free mid card from HSBC on the Visa network, with a forex markup of 3.5%.
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Key facts
Annual fee
Nil (lifetime free)
International lounges
None
Welcome benefit
Welcome reward points on activation
Highlights
- Lifetime free with reward points
- Domestic lounge access on spends
- Dining & lifestyle discounts
Reward / value-back rates
| Online shopping | 2% |
| Dining | 2% |
| Travel | 1.5% |
| Fuel | 1% |
| Groceries | 2% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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