IDFC FIRST Wealth
IDFC FIRST Wealth
IDFC FIRST Bank · Visa · Mid card
Maximise rewardsTravel & loungesCashback & savingsBeginners
IDFC FIRST Wealth is a lifetime-free mid card from IDFC FIRST Bank on the Visa network, with a forex markup of 1.5%.
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Key facts
Annual fee
Nil (lifetime free)
International lounges
None
Welcome benefit
₹500 voucher on ₹5,000 spend in 30 days
Lounge unlocked after
₹20,000 spend in the previous month
Highlights
- Lifetime free with up to 10X reward points
- Low 1.5% forex markup for international use
- Complimentary domestic lounge access on minimum spend
Reward / value-back rates
| Online shopping | 2.5% |
| Dining | 2.5% |
| Travel | 2.5% |
| Fuel | 1% |
| Groceries | 2.5% |
| Bills & utilities | 1% |
| Everything else | 1.5% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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