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IDFC FIRST Millennia

IDFC FIRST Millennia

IDFC FIRST Bank · Visa · Entry card
Maximise rewardsOnline shoppingBeginnersCashback & savings

IDFC FIRST Millennia is a lifetime-free entry card from IDFC FIRST Bank on the Visa network, with a forex markup of 3.5%.

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Key facts

Issuer
IDFC FIRST Bank
Network
Visa
Card tier
Entry
Annual fee
Nil (lifetime free)
Forex markup
3.5%
Domestic lounges
4/year
International lounges
None
Welcome benefit
Welcome voucher on ₹5,000 spend in 30 days
Lounge unlocked after
₹20,000 spend in the previous month

Highlights

Reward / value-back rates

Online shopping2.5%
Dining2.5%
Travel2.5%
Fuel1%
Groceries2.5%
Bills & utilities1%
Everything else1%

Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.

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