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IDFC FIRST Select

IDFC FIRST Select

IDFC FIRST Bank · Visa · Mid card
Maximise rewardsTravel & loungesCashback & savingsBeginners

IDFC FIRST Select is a lifetime-free mid card from IDFC FIRST Bank on the Visa network, with a forex markup of 1.99%.

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Key facts

Issuer
IDFC FIRST Bank
Network
Visa
Card tier
Mid
Annual fee
Nil (lifetime free)
Forex markup
1.99%
Domestic lounges
4/year
International lounges
None
Welcome benefit
Welcome voucher on early spends
Lounge unlocked after
₹20,000 spend in the previous month

Highlights

Reward / value-back rates

Online shopping2.5%
Dining2.5%
Travel2.5%
Fuel1%
Groceries2.5%
Bills & utilities1%
Everything else1.5%

Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.

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