IDFC FIRST SWYP
IDFC FIRST SWYP
IDFC FIRST Bank · RuPay / Visa · Entry card
Online shoppingCashback & savingsBeginners
IDFC FIRST SWYP is a ₹199 annual-fee entry card from IDFC FIRST Bank on the RuPay / Visa network, with a forex markup of 3.5%.
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Key facts
International lounges
None
Welcome benefit
Subscription & shopping vouchers
Highlights
- EMI-first lifestyle card for young users
- Subscriptions & shopping benefits
- Reward points on spends
Reward / value-back rates
| Online shopping | 2% |
| Dining | 2% |
| Travel | 1% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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