IndianOil Kotak
IndianOil Kotak
Kotak Mahindra · Visa · Entry card
FuelCashback & savingsMaximise rewards
IndianOil Kotak is a ₹449 annual-fee entry card from Kotak Mahindra on the Visa network, with a forex markup of 3.5%.
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Key facts
International lounges
None
Welcome benefit
Bonus fuel points on first spend
Highlights
- Up to 5% value back on IndianOil fuel
- Fuel surcharge waiver
- Reward points on groceries & dining
Reward / value-back rates
| Online shopping | 1% |
| Dining | 1% |
| Travel | 1% |
| Fuel | 5% |
| Groceries | 2% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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