Kotak White Reserve
Kotak White Reserve
Kotak Mahindra · Visa Infinite · Super-premium card
PremiumTravel & loungesLounge accessMaximise rewards
Kotak White Reserve is a ₹12500 annual-fee super-premium card from Kotak Mahindra on the Visa Infinite network, with a forex markup of 2%.
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Key facts
Min. income
₹15,00,000 p.a.
Domestic lounges
Unlimited
International lounges
Unlimited
Welcome benefit
Whitepass welcome benefits + memberships
Highlights
- Metal card with unlimited lounges
- White Reserve reward redemption
- Premium lifestyle & travel privileges
Reward / value-back rates
| Online shopping | 3% |
| Dining | 3% |
| Travel | 3% |
| Fuel | 1% |
| Groceries | 2% |
| Bills & utilities | 1% |
| Everything else | 1.5% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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