Standard Chartered Smart

Standard Chartered Smart

Standard Chartered · Visa · Entry card
Online shoppingCashback & savingsBeginners

Standard Chartered Smart is a ₹499 annual-fee entry card from Standard Chartered on the Visa network, with a forex markup of 3.5%.

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Key facts

Issuer
Standard Chartered
Network
Visa
Card tier
Entry
Annual fee
₹499
Fee waiver
120000
Forex markup
3.5%
Domestic lounges
None
International lounges
None
Welcome benefit
₹500 voucher on early spends

Highlights

Reward / value-back rates

Online shopping2%
Dining1%
Travel1%
Fuel1%
Groceries1%
Bills & utilities1%
Everything else1%

Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.

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