Kotak Zen Signature
Kotak Zen Signature
Kotak Mahindra · Visa · Mid card
Maximise rewardsLounge access
Kotak Zen Signature is a ₹1500 annual-fee mid card from Kotak Mahindra on the Visa network, with a forex markup of 3.5%.
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Key facts
Min. income
₹3,00,000 p.a.
International lounges
None
Welcome benefit
Welcome voucher on joining-fee spend
Lounge unlocked after
₹75,000 spend in the previous quarter
Highlights
- Reward points plus milestone bonuses
- 8 domestic lounge visits a year
- Lifestyle & movie offers
Reward / value-back rates
| Online shopping | 2% |
| Dining | 2% |
| Travel | 2% |
| Fuel | 1% |
| Groceries | 1.5% |
| Bills & utilities | 1% |
| Everything else | 1% |
Indicative value-back by category. Actual earning depends on caps, milestones and exclusions — confirm on the issuer's website.
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